Bill Graham
NMLS#: 314890

Bill Graham a fourth generation Texan, has close to 30 years’ experience in the mortgage industry.
Bill holds a BBA in Real Estate from The University of Texas at Austin, and is a licensed Texas Real Estate Broker.
Welcome to Terra Vista Mortgage!

At Terra Vista Mortgage, we are honored to serve as your Reverse Mortgage experts.   We work tirelessly to help seniors living in Texas find the right solutions for their financial needs.  

If you’re 62 or older and looking for money to finance a home improvement, pay off your current mortgage, supplement your retirement income, or pay for healthcare expenses, a reverse mortgage may be right for you.  

Reverse Mortgage: a product that allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills.  

We pride ourselves on educating our clients on the Pro’s and Con’s of a reverse mortgage and understand that it is not right for everyone.  Our goal is to help you, the client, make the right decision for your situation and will never sell a product to someone who is not a good fit.

We specialize in the following reverse mortgage

  • Home Equity Conversion Mortgages (HECMs): Federally-insured reverse mortgages backed by the U.S. Department of Housing and Urban Development

For more information on how a reverse mortgage can improve your life, please fill out one of our simple quote forms or give us a call at (800) 947–6099.

TerraVista Mortgage is not affiliated with any governmental agency. The material shown on this site is for informational purposes only and is not an offer to lend or extend credit. All applications are subject to underwriting approval and guidelines. Not all applicants will qualify for loan products described. All loan programs, terms, pledges, guarantees and conditions are subject to the rules and regulations and to change without notice.




Check markUse one of our simple loan application options to Refer A Friend

Find the solution that fits your needs.

Reverse Mortgages

A reverse mortgage is a home loan that lets homeowners convert a portion of the equity in their home into cash. The equity built up over years of mortgage payments can be paid to you. Unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer use the home as their principal residence.


Am I Eligible?

To be eligible for a HUD reverse mortgage, HUD's Federal Housing Administration (FHA) requires that the borrower is a homeowner, 62 years of age or older; own your home outright, or have a low mortgage balance
that can be paid off at the closing with proceeds from the reverse loan; and must live in the home.


How Much Do I Get?

The amount you can borrow depends on your age, the current interest rate, and the appraised value of your home or FHA's mortgage limits for your area, whichever is less. Generally, the more valuable your home is, the older you are, the lower the interest, the more you can borrow.


Let us know how we're doing!


Quick Quote

No errors
No errors
No errors
No errors
No errors
No errors
No errors
No errors
No errors
No errors
No errors

Trusted. Experienced. Secure.